3) Travel insurance provides cover against loss or theft of your baggage and passport. Some insurers also help to make arrangements for a temporary passport.
4) Emergency evacuation expenses, due to a natural calamity or terrorist activities, including the return flights home, are covered.
5) The policy covers the personal liability caused due to negligence resulting in a loss or damage to property or injury to a person who is not a member of your family or travelling party.
(The content on this page is courtesy Centre for Investment Education and Learning (CIEL). Contributions by Girija Gadre, Arti Bhargava and Labdhi Mehta.)
(Disclaimer: The opinions expressed in this column are that of the writer. The facts and opinions expressed here do not reflect the views of www.economictimes.com.)